Cover, sorted by the life it protects.
Personal, commercial, municipal and specialist — every product below is placed through Westwood and backed by a broker who explains it in plain language.
Start here
Which side of life are we covering?
Personal
Your home, its contents, your vehicles, your pet — and the things you would hate to lose.
9 products
Commercial
Directors and officers, professional indemnity, cyber — plus the property, liability and fleet cover behind a business.
3 products
Municipal
Products designed with municipalities, for the risks only municipalities carry.
Speak to us
Specialist
Medical malpractice, kidnap and ransom, and the risks that call for a specialist underwriter.
2 productsPersonal
Cover for your home, your car and the things you care about
Buildings, household contents, vehicles, all-risks and the items that deserve their own schedule.
All Risks Cover
Cover for the things you carry — phones, laptops, jewellery, sunglasses, cameras — inside and outside your home, anywhere.
Explore cover
Building Insurance
Protects the structure of your home and its permanent fixtures against fire, storm, water damage and other insured perils.
Explore cover
Household Contents Insurance
Protects everything inside your home — furniture, appliances, electronics and clothing — against theft, fire, storm and malicious damage.
Explore cover
Motor Vehicle Insurance
Comprehensive, third-party fire & theft, or third-party-only cover for your vehicles — with claims handled by your broker, not a call centre.
Explore cover
OnePlan Pet Insurance
Vet cover for your dogs and cats — accident, illness and routine care plans through OnePlan, arranged by Westwood.
Explore cover
Scratch & Dent Cover
Repairs for the small stuff — dents, chips and scratches — without claiming against your main motor policy.
Explore cover
Specialised Items Cover
For possessions that don’t fit standard categories — musical instruments, sports equipment, collections and other specialist valuables.
Explore cover
Tyre & Rim Cover
Tailor-made cover for tyre and rim damage caused by potholes, rocks, kerbs, glass and nails — South African roads, covered.
Explore cover
Watercraft Insurance
Cover for powered boats, jet skis and their trailers — hull, liability and gear, on and off the water.
Explore coverCommercial
Business cover that lets you get on with trading
The named products below sit alongside the property, liability, business-interruption and fleet programmes we structure for every kind of business. Send us your existing schedule and we will review it line by line.
Cyber Protect
End-to-end cyber cover built for small and medium businesses — from data breaches and ransomware to liability and recovery costs.
Explore cover
Directors & Officers Cover
Personal liability protection for the people who lead companies — because directors can be sued personally for decisions made in office.
Explore cover
Professional Indemnity
Cover by professionals, for professionals — protection when your advice, design or service is alleged to have caused a client loss.
Explore coverCommercial programmes
Rarely off-the-shelf — and we don’t treat it that way
Property, liability, business interruption, fleets, goods in transit, plant and machinery. We start with how your business actually operates, then structure a programme across the insurers best suited to your sector.
Municipal
Products designed in collaboration with municipalities
Municipalities carry risks nobody else does — public infrastructure, councillor and official liability, plant and vehicle fleets, community assets. Standard commercial wordings don’t fit.
Westwood’s municipal products are developed with the municipalities that use them, placed with insurers who understand the public sector, and serviced by brokers who know the procurement and reporting rules you work under.
Specialist
The unusual risks, done properly
Medical malpractice, kidnap and ransom — cover that needs a specialist underwriter and a broker who has placed it before.
Kidnap & Ransom
Discreet cover for corporations and individuals against the financial consequences of kidnapping, extortion and wrongful detention.
Explore cover
Medical Malpractice
Protection for healthcare professionals against the financial impact of negligence claims and the cost of defending them.
Explore coverNot sure which cover you need?
That is exactly what a broker is for. Tell us about your situation and we will tell you what is worth insuring — and what isn’t.