Watercraft Insurance
Cover for powered boats, jet skis and their trailers — hull, liability and gear, on and off the water.
Watercraft insurance covers powered vessels — ski boats, jet skis, rubber ducks and small craft — against accidental damage, theft, fire and liability to other water users. Cover extends to motors, trailers and gear, and to the vessel in transit and storage.
What matters in the wording
Territorial limits, skipper requirements, mooring and storage conditions all affect claims. We match the policy to how and where you actually use the craft — dam, river or coastal — so there are no surprises after an incident.
Related cover
More personal products
Specialised Items Cover
For possessions that don’t fit standard categories — musical instruments, sports equipment, collections and other specialist valuables.
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Household Contents Insurance
Protects everything inside your home — furniture, appliances, electronics and clothing — against theft, fire, storm and malicious damage.
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All Risks Cover
Cover for the things you carry — phones, laptops, jewellery, sunglasses, cameras — inside and outside your home, anywhere.
Learn moreNot sure if this is the right cover?
Talk to us — we broker across all the major South African insurers and will structure cover around your actual risk.