Personal Liability
Cover for your legal liability to other people — if you or your household accidentally injure someone or damage their property.
Accidents happen: a guest trips on your stairs, your dog knocks over a cyclist, a cricket ball goes through a neighbour’s window. If someone holds you legally responsible for injuring them or damaging their property, personal liability cover pays the compensation you are liable for and the legal costs of defending the claim.
Check the limit you already have
Personal liability often comes as an extension to a household contents or buildings policy, with a limit that may not suit your circumstances. We check what you already have, explain what it covers, and arrange a higher limit or stand-alone cover where it makes sense.
Related cover
More personal products
Specialised Items Cover
For possessions that don’t fit standard categories — musical instruments, sports equipment, collections and other specialist valuables.
Explore cover
Household Contents Insurance
Protects everything inside your home — furniture, appliances, electronics and clothing — against theft, fire, storm and malicious damage.
Explore cover
Watercraft Insurance
Cover for powered boats, jet skis and their trailers — hull, liability and gear, on and off the water.
Explore coverCover structured around your actual risk.
We broker across all the major South African insurers, so the policy fits you — not the other way round.