Scratch & Dent Cover
Repairs for the small stuff — dents, chips and scratches — without claiming against your main motor policy.
Parking lot dings, stone chips, scuffed bumpers: too small to claim on your comprehensive policy without hurting your claims record and paying a big excess — too annoying to live with. Scratch & Dent cover exists precisely for this gap.
How it works
The policy covers minor accidental damage to your vehicle’s bodywork — small dents, chips and scratches — repaired through approved repairers, quickly and with a minimal excess. Because it is separate from your comprehensive motor policy, claiming does not affect your no-claim bonus.
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Learn moreNot sure if this is the right cover?
Talk to us — we broker across all the major South African insurers and will structure cover around your actual risk.