Specialised Items Cover
For possessions that don’t fit standard categories — musical instruments, sports equipment, collections and other specialist valuables.
Some possessions don’t fit neatly into standard cover: professional musical instruments, specialist sports equipment, camera rigs, collections and memorabilia. Specialised items cover insures them properly — with agreed values, appropriate territorial limits and terms that reflect how the items are used.
Agreed value, documented
We arrange valuations and place cover on an agreed-value basis where possible, so a loss is settled on what the item is worth — not what an assessor guesses after the fact.
Related cover
More personal products
Household Contents Insurance
Protects everything inside your home — furniture, appliances, electronics and clothing — against theft, fire, storm and malicious damage.
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Watercraft Insurance
Cover for powered boats, jet skis and their trailers — hull, liability and gear, on and off the water.
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All Risks Cover
Cover for the things you carry — phones, laptops, jewellery, sunglasses, cameras — inside and outside your home, anywhere.
Learn moreNot sure if this is the right cover?
Talk to us — we broker across all the major South African insurers and will structure cover around your actual risk.