Specialised Items Cover

For possessions that don’t fit standard categories — musical instruments, sports equipment, collections and other specialist valuables.

Acoustic guitar — specialised valuables

Some possessions don’t fit neatly into standard cover: professional musical instruments, specialist sports equipment, camera rigs, collections and memorabilia. Specialised items cover insures them properly — with agreed values, appropriate territorial limits and terms that reflect how the items are used.

Agreed value, documented

We arrange valuations and place cover on an agreed-value basis where possible, so a loss is settled on what the item is worth — not what an assessor guesses after the fact.

Related cover

More personal products

Cover structured around your actual risk.

We broker across all the major South African insurers, so the policy fits you — not the other way round.