Directors & Officers Cover
Personal liability protection for the people who lead companies — because directors can be sued personally for decisions made in office.
Company leaders carry personal exposure: under the Companies Act, directors and officers can be held personally liable for decisions taken in the course of managing the business. Directors & Officers (D&O) cover protects their personal assets — and the company’s balance sheet where it indemnifies them.
What it responds to
Claims by shareholders, creditors, regulators, employees or competitors alleging wrongful acts in a management capacity: breach of fiduciary duty, misstatement, employment practices claims and regulatory investigations. Defence costs are covered as they are incurred.
Company leaders need cover placed with industry experts — Westwood structures D&O programmes for private companies, non-profits and public entities.
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We broker across all the major South African insurers, so the policy fits you — not the other way round.