Professional Indemnity
Cover by professionals, for professionals — protection when your advice, design or service is alleged to have caused a client loss.
If clients rely on your expertise — as an accountant, attorney, engineer, architect, consultant or broker — an allegation that your work caused them financial loss can put your practice at risk. Professional Indemnity (PI) cover protects you against those claims and, critically, funds your defence.
What is covered
PI responds to claims arising from negligent acts, errors or omissions in your professional services: compensation awarded, settlements, and the legal costs of defending the claim. Extensions can address loss of documents, dishonesty of employees and defamation.
PI is written on a claims-made basis, which makes continuity, retroactive dates and run-off cover essential to get right — this is exactly where an experienced broker earns their keep.
Downloads
Forms & documents
Related cover
More commercial products
Directors & Officers Cover
Personal liability protection for the people who lead companies — because directors can be sued personally for decisions made in office.
Learn more
Cyber Protect
End-to-end cyber cover built for small and medium businesses — from data breaches and ransomware to liability and recovery costs.
Learn moreNot sure if this is the right cover?
Talk to us — we broker across all the major South African insurers and will structure cover around your actual risk.