Professional Indemnity
Cover by professionals, for professionals — protection when your advice, design or service is alleged to have caused a client loss.
If clients rely on your expertise — as an accountant, attorney, engineer, architect, consultant or broker — an allegation that your work caused them financial loss can put your practice at risk. Professional Indemnity (PI) cover protects you against those claims and, critically, funds your defence.
What is covered
PI responds to claims arising from negligent acts, errors or omissions in your professional services: compensation awarded, settlements, and the legal costs of defending the claim. Extensions can address loss of documents, dishonesty of employees and defamation.
PI is written on a claims-made basis, which makes continuity, retroactive dates and run-off cover essential to get right — this is exactly where an experienced broker earns their keep.
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We broker across all the major South African insurers, so the policy fits you — not the other way round.